Hamlinbank - Mount Jewett office is located at 35 East Main Street, Mount Jewett. You can also contact the bank by calling the branch phone number at 814-778-5441. Hamlin Bank and Trust Company Mount Jewett branch operates as a full service brick and mortar office. For lobby hours, drive-up hours and online banking services please visit the official website ...

 
Business Banking: Loan Products. We offer commercial lines of credit, property and equipment loans, land development and acquisition loans, construction loans, and commercial mortgages for qualifying properties. Please contact a Hamlin Bank and Trust Company loan officer at our nearest branch office for more details about your specific .... Cng service station

Hamlin Bank and Trust Company operates with 5 branches in 5 different cities and towns in the state of Pennsylvania. The bank also has 1 more offices in one states. Locations with Hamlin Bank and Trust Company offices are shown on the map below. You can also scroll down the page for a full list of all Hamlin Bank and Trust Company Pennsylvania ...Hamlin Bank and Trust Company has no affiliates. Nonaffiliates Companies not related by common ownership or control. The can be financial and nonfinancial companies. Nonaffiliates we share with can include providers of electronic banking and debit card services, and insurance companies. Joint marketingRouting Number for Hamlin Bank and Trust Company in New York A routing number is a 9 digit code for identifying a financial institute for the purpose of routing of checks (cheques), fund transfers, direct deposits, e-payments, online payments, etc. … Hamlin Bank and Trust Company is a FDIC-insured bank with certificate number of 11113. The assigned Fed RSSD ID of Hamlin Bank and Trust Company is 291611. Hamlin Bank and Trust Company currently operates with 6 branches located in 2 states. The bank has most branches in Pennsylvania and New York. Hamlin Bank and Trust Company is the 108th ... Hamlin Bank and Trust Company, MOUNT JEWETT BRANCH at 35 E Main St, Mount Jewett, PA 16740 has $24,484K deposit.Rate this bank, find bank financial info, routing numbers ... Personal Banking: Certificate of Deposit Account. Pays a higher earnings rate than savings accounts. Earnings can either be compounded, paid by check or deposited into a Hamlin Bank and Trust Company checking or savings account. Terms from 182 days to 30 months. 24/7 Online Banking and Telephone Banking. Please contact a Customer …Hamlin Bank and Trust Company has no affiliates. Nonaffiliates Companies not related by common ownership or control. The can be financial and nonfinancial companies. Nonaffiliates we share with can include providers of electronic banking and debit card services, and insurance companies. Joint marketingHAMLIN BANK AND TRUST COMPANY. HAMLIN BANK AND TRUST COMPANY is a Pennsylvania Domestic Pa Financial Institution filed on March 6, 1902. The company's filing status is listed as Active and its File Number is 152161. The company's principal address is 333 W Main St Smethport, Mckean PA-0. The company has 4 …Hamlin Bank and Trust Company, St. Marys Branch Office (2.1 miles) Full Service Brick and Mortar Office 427 And 433 Brusselles Street Saint Marys, PA 15857. Hamlin Bank and Trust Company. Established: 12/31/1863: Branches: 9: Total Assets: $438,191K: Deposits: $323,284K: US Deposits: $323,284K: Net Income: $3,803,000:Find Hamlin Bank and Trust Company branch locations near you. With 6 branches in 2 states, you will find Hamlin Bank and Trust Company conveniently located near you. The browser you are using will ask you for your permission to give your location. When you first visit this page, you should see a box appear asking for your permission to give ...signed $5,056,744,415 in nearly 200 contracts. Hamlin Bank and Trust Company (OTCPK:HMLN) had declared $6.00/share semi-annual dividend. Payable Jan. 1; for shareholders of record Dec. 15; ex-div ...Routing Number for Hamlin Bank and Trust Company in Pennsylvania A routing number is a 9 digit code for identifying a financial institute for the purpose of routing of checks (cheques), fund transfers, direct deposits, e-payments, online payments, etc. …You may notify us by sending an e-mail to [email protected] or by mailing a signed letter sent to the attention of Customer Service, Hamlin Bank and Trust … ‎Hamlin Bank and Trust Mobile Banking is convenient and secure. Now you can manage your accounts anytime, anywhere from your mobile device Manage your accounts: . Check account balances . View recent transactions, including check images . Transfer money between accounts . Receive alerts . Pay bills… Hamlin Bank and Trust Company, MOUNT JEWETT BRANCH Full Service Brick and Mortar Office: Location: 35 E Main St Mount Jewett, PA 16740 Mckean County View Other Branches : Phone: 814-778-5441: Branch Deposit: $24,484,000: FDIC Cert: #11113: Established: 10/01/1962: Write a Review. The Bank: Name: The Trust Department at Hamlin Bank and Trust Company has nearly 160 years of experience administering estate and trusts. All services are administered locally and our team is always available to our customers in person, by phone and by email. We would appreciate the opportunity to serve you and build your trust. Our services include: Estate ... The Hamlin Bank and Trust Company, Eldred Branch is giving service at 151 Main Street, Eldred PA 16731, Mckean County. You can also contact the bank by calling the branch number at 814-225-4767. For working hours, online banking and other bank services, please visit the official website of the bank at .Depending on the services offered by Your Financial Institution TouchBanking may allow you to: get real-time balances for your accounts. manage your money. view your transactions and statements. make transfers. pay your bills and manage billers. pay other people. deposit a check. manage cards.Hamlin Bank and Trust Company has no affiliates. Nonaffiliates Companies not related by common ownership or control. The can be financial and nonfinancial companies. Nonaffiliates we share with can include providers of electronic banking and debit card services, and insurance companies. Joint marketingHamlin Bank and Trust Company, KANE DRIVE-IN BRANCH (0.1 miles) Limited Service Facility Office 2 Birch St Kane, PA 16735. Write a Review. CNB Bank, KANE BRANCH (0.1 miles) Full Service Brick and Mortar Office 87 N Fraley St Kane, PA 16735. Write a Review. Northwest Bank, Kane Drive-Thru Branch (0.4 miles)Hamlin Bank and Trust Company, KANE DRIVE-IN BRANCH (0.1 miles) Limited Service Facility Office 2 Birch St Kane, PA 16735. Write a Review. CNB Bank, KANE BRANCH (0.1 miles) Full Service Brick and Mortar Office 87 N Fraley St Kane, PA 16735. Write a Review. Northwest Bank, Kane Drive-Thru Branch (0.4 miles)The Hamlin Bank and Trust Company, Kane Drive-In Branch is giving service at 2 Birch Street, Kane PA 16735, Mckean County. You can also contact the bank by calling the branch number at 814-837-8471. For working hours, online banking and other bank services, please visit the official website of the bank at . ... Mount Jewett office is located at 35 East Main Street, Mount Jewett. You can also contact the bank by calling the branch phone number at 814-778-5441. Hamlin Bank and Trust Company Mount Jewett branch operates as a full service brick and mortar office. For lobby hours, drive-up hours and online banking services please visit the official website ... Hamlin Bank and Trust Company, MOUNT JEWETT BRANCH. Full Service Brick and Mortar Office. 35 E Main St. Mount Jewett, PA 16740. Write a Review. Hamlin Bank and Trust Company, EAST WATER STREET BRANCH. Limited Service Facility Office. 325 E Water St. Smethport, PA 16749.Olean office is located at 2102 West State Street, Olean. You can also contact the bank by calling the branch phone number at 716-543-4000. Hamlin Bank and Trust Company Olean branch operates as a full service brick and mortar office. For lobby hours, drive-up hours and online banking services please visit the official website of the bank at ...Hamlin Bank Apr 2001 - Present 22 years 11 months. Smethport, PA CFO HAMLIN BANK 1994 - 2001 7 years. Smethport, PA Investment Analyst Travelers Insurance ...Hamlin Bank and Trust Company was established on Dec. 31, 1863. Headquartered in Smethport, PA, it has assets in the amount of $452,158,000. Its customers are served from 6 locations. Deposits in Hamlin Bank and Trust Company are insured by FDIC. About this app. arrow_forward. Hamlin Bank and Trust Mobile Banking is convenient and secure. Now you can manage your accounts anytime, anywhere from your mobile device. Manage your accounts: Check account balances. View recent transactions, including check images. Transfer money between accounts. To report lost or stolen Debit Card during non-business hours, phone 1-800-747-9443. ATM Locations. Smethport - 333 West Main, Street Smethport, PA 16749. Kane - 2 Birch Street, Kane, PA 16735. Mt Jewett - 35 East Main Street, Mt Jewett, PA 16740. Eldred - 151 Main Street, Eldred, PA 16731.Hamlin Bank and Trust Company is participating in the FDIC's TAGP program. Learn More Hamlin Bank and Trust Company is a state chartered commercial bank and offers a variety of financial and trust services. Established in 1863, Hamlin Bank was the first bank to service the communities of McKean County in Northwestern …428 W Main St. Smethport, PA 16749. Write a Review. Hamlin Bank and Trust Company, EAST WATER STREET BRANCH (0.4 miles) Limited Service Facility Office. 325 E Water St. Smethport, PA 16749. More. Hamlin Bank and Trust Company at 333 W Main St, Smethport, PA 16749.Rate this bank, find bank financial info, routing numbers ...A high-level overview of Hamlin Bank and Trust Company (HMLN) stock. Stay up to date on the latest stock price, chart, news, analysis, fundamentals, trading and investment tools.The Trust Department at Hamlin Bank and Trust Company has nearly 160 years of experience administering estate and trusts. All services are administered locally and our …Showing 1 - 8. Hamlin Bank and Trust Company - Olean Branch. Full Service, brick and mortar office. 2102 West State Street. Olean, NY, 14760. Full Branch Info | Routing Number | Swift Code. Hamlin Bank and Trust Company - Bradford Branch. Full Service, brick and mortar office. 671 East Main Street.Hamlin Bank and Trust Company Branch Location: Branch Name: OLEAN BRANCH Address: 2102 W State St Olean, New York 14760 OLEAN BRANCH was established 04/09/2015. They are one of 8 branch locations operated by Hamlin Bank and Trust Company. For ATM locations, drive-thru hours, deposit info, and more information … Personal Banking: Loan Products. Mortgage Loans. We offer fixed-rate loans serviced locally by our friendly staff. Please contact a Hamlin Bank and Trust Company loan officer at our nearest branch office for more details about your specific financing needs. Consumer Loans. Personal Loans. Auto Loans. Home Equity Loans. Boat, Camper ... Hamlin Bank and Trust Company, MOUNT JEWETT BRANCH at 35 E Main St, Mount Jewett, PA 16740 has $24,484K deposit.Rate this bank, find bank financial info, routing numbers ... Personal Banking: Certificate of Deposit Account. Pays a higher earnings rate than savings accounts. Earnings can either be compounded, paid by check or deposited into a Hamlin Bank and Trust Company checking or savings account. Terms from 182 days to 30 months. 24/7 Online Banking and Telephone Banking. Please contact a Customer …Get more information for Hamlin Bank & Trust Company in Smethport, PA. See reviews, map, get the address, and find directions. Search MapQuest. Hotels. Food. Shopping. Coffee. Grocery. Gas. Hamlin Bank & Trust Company (814) 887-5580. Website. More. Directions Advertisement. 325 E Water StHamlin Bank & Trust Company in Kane, reviews by real people. Yelp is a fun and easy way to find, recommend and talk about what’s great and not so great in Kane and beyond.Hamlin Bank & Trust Company at 333 W Main St, Smethport, PA 16749. Get Hamlin Bank & Trust Company can be contacted at (814) 887-5555. Get Hamlin Bank & Trust Company reviews, rating, hours, phone number, directions and more.See the latest Hamlin Bank and Trust Co stock price (HMLN:PINX), related news, valuation, dividends and more to help you make your investing decisions.Read 8 customer reviews of Hamlin Bank and Trust Company, one of the best Banks businesses at 2102 W State St, Olean, NY 14760 United States. Find reviews, ratings, directions, business hours, and book appointments online.Hamlin Bank and Trust Company offers personal and business banking, savings, iRA, certificate of deposit, loan and trust services. Established in 1863, it is the first bank to …Bradford, PA 16701. Write a Review. Northwest Bank, Bradford Branch (1.8 miles) Full Service Brick and Mortar Office. 33 Main St. Bradford, PA 16701. Hamlin Bank and Trust Company, BRADFORD BRANCH at 671 E Main St, Bradford, PA 16701 has $44,385K deposit.Rate this bank, find bank financial info, routing numbers ...Olean, NY 14760. 12 reviews. Community Bank, OLEAN DELAWARE PARK BRANCH (1.9 miles) Limited Service Facility Office. 500 Delaware Ave. Olean, NY 14760. Hamlin Bank and Trust Company, OLEAN BRANCH at 2102 W State St, Olean, NY 14760 has $10,694K deposit.Rate this bank, find bank financial info, routing numbers ...Personal Banking: Certificate of Deposit Account. Pays a higher earnings rate than savings accounts. Earnings can either be compounded, paid by check or deposited into a Hamlin Bank and Trust Company checking or savings account. Terms from 182 days to 30 months. 24/7 Online Banking and Telephone Banking. Please contact a Customer …Apr 2, 2024 · Hamlin Bank & Trust Co. It engages in the provision of a variety of financial and trust services. The company was founded in 1863 and is headquartered in Smethport, PA. Personal Banking: Loan Products. Mortgage Loans. We offer fixed-rate loans serviced locally by our friendly staff. Please contact a Hamlin Bank and Trust Company loan officer at our nearest branch office for more details about your specific financing needs. Consumer Loans. Personal Loans. Auto Loans. Home Equity Loans. Boat, Camper ... Get more information for Hamlin Bank & Trust Company in Kane, PA. See reviews, map, get the address, and find directions.Find the latest dividend history for Hamlin Bank & Trust Co. (HMLN) at Nasdaq.com.More Info Email Email Business Extra Phones. Phone: (814) 368-5970 Fax: (814) 368-5970 Payment method mastercard, visa, debit, amex, discover, all major credit cards AKA. Hamlin Bank & Trust Co The 031309505 ABA Check Routing Number is on the bottom left hand side of any check issued by HAMLIN BANK & TRUST CO. In some cases, the order of the checking account number and check serial number is reversed. Save on international money transfer fees by using Wise, which is up to 8x cheaper than transfers with your bank. Call us at855-773-8778. Help is just a phone call away. Our Customer Call Center is open Monday ~ Friday, 7:00 AM to 6:00 PM PT for your personal and business banking needs. At Hanmi Bank, we provide all the tools you need to achieve your financial and life goals. Learn more about our personal and business banking options today.Call us at855-773-8778. Help is just a phone call away. Our Customer Call Center is open Monday ~ Friday, 7:00 AM to 6:00 PM PT for your personal and business banking needs. At Hanmi Bank, we provide all the tools you need to achieve your financial and life goals. Learn more about our personal and business banking options today.Hamlin Bank and Trust Company, EAST WATER STREET BRANCH Limited Service Facility Office: Location: 325 E Water St Smethport, PA 16749 Mckean County View Other Branches : Phone: 814-887-5580: FDIC Cert: #11113: Established: 07/11/1972: Write a Review. The Bank: Name: Hamlin Bank and Trust Company: Concentration:24/7 Online Banking and Telephone Banking. Direct Deposit. Please contact a Customer Service Representative at our nearest branch office for more details. Christmas Club Account. Competitive interest rate. Automatic contributions from a Hamlin Bank checking or savings account or as a payroll deduction. Contributions made as you prefer.Download Hamlin Bank Mobile Banking app to manage your accounts anytime, anywhere from your mobile device. You can check balances, transfer money, pay bills, deposit …Hamlin Bank and Trust Company Address 333 W Main St, Smethport, PA 16749-1139 Phone 814-887-5555 Type Main Office Servicing FRB 031000040 Last Change 2012-05-24. Hamlin Bank and Trust Company. Branch Locations ; Community & Agricultural Banking Small Business Banking Bank Holidays Banking Knowledgebase About UsEstablished in 1863, Hamlin Bank and Trust Company is a full-service financial institution that offers various personal and commercial investment and lending solutions. The bank provides checking, savings and individual retirement accounts. Its range of products includes automobile, home equity, construction and commercial mortgage loans.Hamlin Bank & Trust Company ( OTCPK:HMLN) is a six branch community bank primarily serving McKean County in northwestern Pennsylvania. The company is the oldest financial institution in the region ...About this app. arrow_forward. Hamlin Bank and Trust Mobile Banking is convenient and secure. Now you can manage your accounts anytime, anywhere from your mobile device. Manage your … Location. Telephone Number. Lobby Hours. Drive-Up Hours. ATM. Night Deposit: Safe Deposit. Main Office. 333 West Main Street Smethport, PA 16749 (814) 887-5555: 8:30 AM to 4:30 PM You may notify us by sending an e-mail to [email protected] or by mailing a signed letter sent to the attention of Customer Service, Hamlin Bank and Trust …HAMLIN BANK & TRUST CO; Current Routing Number: 031309505: Street Address: 333 W MAIN ST: City: SMETHPORT: State: Pennsylvania, PA: ZIP: 16749-1139: Telephone NumberThe Hamlin Bank and Trust Company, Eldred Branch is giving service at 151 Main Street, Eldred PA 16731, Mckean County. You can also contact the bank by calling the branch number at 814-225-4767. For working hours, online banking and other bank services, please visit the official website of the bank at .Depending on the services offered by Your Financial Institution TouchBanking may allow you to: get real-time balances for your accounts. manage your money. view your transactions and statements. make transfers. pay your bills and manage billers. pay other people. deposit a check. manage cards.HAMLIN BANK AND TRUST COMPANY | 19 followers on LinkedIn. ... Aqua Tech Pool Management, LLC Recreational Facilities Charlotte, North CarolinaBusiness Profile for Hamlin Bank & Trust Co. Financial Services. At-a-glance. Contact Information. 333 W Main St. Smethport, PA 16749. Visit Website (814) 887-5555. Customer Reviews. This business ...Dollar figures in thousands; $19,062 Total interest income; $3,814 Total interest expense; $15,248 Net interest income; $600 Provision for loan and lease losses; $861 Total noninterest income; $315 Fiduciary activities; $481 Service charges on deposit accounts; $0 Trading account gains & fees; $65 Additional noninterest income; $7,415 Total …Find company research, competitor information, contact details & financial data for Hamlin Bank And Trust Company of Smethport, PA. Get the latest business insights from Dun & Bradstreet.Dollar figures in thousands; $19,062 Total interest income; $3,814 Total interest expense; $15,248 Net interest income; $600 Provision for loan and lease losses; $861 Total noninterest income; $315 Fiduciary activities; $481 Service charges on deposit accounts; $0 Trading account gains & fees; $65 Additional noninterest income; $7,415 Total … Get your free cryptocurrency now as part of this special offer. The only debit + credit card that matches your political donations. Click here to see now! Hamlin Bank and Trust Company Branch Location at 34 Fraley Street, Kane, PA 16735 - Hours of Operation, Phone Number, Address, Directions and Reviews. Hamlin Bank and Trust Company Branch Location: Branch Name: OLEAN BRANCH Address: 2102 W State St Olean, New York 14760 OLEAN BRANCH was established 04/09/2015. They are one of 8 branch locations operated by Hamlin Bank and Trust Company. For ATM locations, drive-thru hours, deposit info, and more information … Use our loan calculator to help you determine the loan financing amount and payment options that are best for you. Web browser must support JavaScript. Enter how much you can afford to save each month, how long you can save this amount, and the interest rate you can get on your savings and this script will display your total savings. iPhone Screenshots. Hamlin Bank and Trust Mobile Banking is convenient and secure. Now you can manage your accounts anytime, anywhere from your mobile device. Manage your accounts: Check account balances. View recent transactions, including check images. Transfer money between accounts. Receive alerts.Hamlin Bank and Trust Company Contact. [email protected]. Visit Website. 800-747-9443. Main Office. 333 West Main Street. Smethport, PA 16749. Claim This Page Report Abuse. Information on this page is provided 'as is' and solely for informational purposes, not for any other purpose or advice.Hamlin Bank & Trust Company in Smethport, reviews by real people. Yelp is a fun and easy way to find, recommend and talk about what’s great and not so great in Smethport and beyond.Find company research, competitor information, contact details & financial data for HAMLIN BANK AND TRUST COMPANY of Kane, PA. Get the latest business insights from Dun & Bradstreet.A high-level overview of Hamlin Bank and Trust Company (HMLN) stock. Stay up to date on the latest stock price, chart, news, analysis, fundamentals, trading and investment tools.We would like to show you a description here but the site won’t allow us.Mount Jewett office is located at 35 East Main Street, Mount Jewett. You can also contact the bank by calling the branch phone number at 814-778-5441. Hamlin Bank and Trust Company Mount Jewett branch operates as a full service brick and mortar office. For lobby hours, drive-up hours and online banking services please visit the official website ...You can also contact the bank by calling the branch number at 814-368-5555. For working hours, online banking and other bank services, please visit the official website of the bank at . Name : Hamlin Bank and Trust Company, Bradford Branch. Location : 671 East Main Street, Bradford PA 16701, Mckean County. Phone : 814-368-5555. FDIC Cert ... Branch Manager. NMLS ID # 767779. 570-689-1922 x2701. Visit us at 559 Hamlin Highway, Route 590, Hamlin, PA 18427 or call at 570-689-1922. Help Secure Login. To begin your online banking experience, enter the user ID and password associated with your account. Your user ID is the ID you selected while completing the online banking enrollment process.About Hamlin Bank and Trust Company. Hamlin Bank and Trust Company is located at 325 E Water St in Smethport, Pennsylvania 16749. Hamlin Bank and Trust Company can be contacted via phone at (814) 887-5580 for pricing, hours and directions.

Mount Jewett office is located at 35 East Main Street, Mount Jewett. You can also contact the bank by calling the branch phone number at 814-778-5441. Hamlin Bank and Trust Company Mount Jewett branch operates as a full service brick and mortar office. For lobby hours, drive-up hours and online banking services please visit the official website .... Scre

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Hamlin Bank and Trust Company is participating in the FDIC's TAGP program. Learn More Hamlin Bank and Trust Company is a state chartered commercial bank and offers a variety of financial and trust services. Established in 1863, Hamlin Bank was the first bank to service the communities of McKean County in Northwestern Pennsylvania. The Hamlin Bank and Trust Company, Kane Drive-In Branch is giving service at 2 Birch Street, Kane PA 16735, Mckean County. You can also contact the bank by calling the branch number at 814-837-8471. For working hours, online banking and other bank services, please visit the official website of the bank at . ...Hamlin Bank and Trust Company is participating in the FDIC's TAGP program. Learn More Hamlin Bank and Trust Company is a state chartered commercial bank and offers a variety of financial and trust services. Established in 1863, Hamlin Bank was the first bank to service the communities of McKean County in Northwestern Pennsylvania.Hamlin Bank and Trust Company Bradford branch is one of the 6 offices of the bank and has been serving the financial needs of their customers in Bradford, Mckean county, Pennsylvania for over 27 years. Bradford office is located at 671 East Main Street, Bradford. You can also contact the bank by calling the branch phone number at 814-368-5555Hamlin Bank and Trust Company, KANE BRANCH (0.1 miles) Full Service Brick and Mortar Office 34 N Fraley St Kane, PA 16735. Write a Review. Northwest Bank, Kane Branch (0.1 miles) Full Service Brick and Mortar Office 56 N Fraley St Kane, PA 16735. Write a Review. CNB Bank, KANE BRANCH (0.2 miles)Hamlin Bank and Trust Company has an overall customer satisfaction rating of 5.0 out of 5 stars based on 3 votes and 0 reviews & complaints for 6 branches. Below you can read unbiased reviews, complaints and comments for branches or the bank in general. You can also share your own toughts and complaints about Hamlin Bank and Trust Company … You may notify us by sending an e-mail to [email protected] or by mailing a signed letter sent to the attention of Customer Service, Hamlin Bank and Trust Company, 333 West Main St, Smethport, PA 16749. Fees. There are no monthly fees for accessing your account information through our Online Banking Services. Hamlin Bank and Trust Company, Bradford, PA is a branch of Hamlin Bank and Trust Company and is located at 671 E Main St, Bradford, PA 16701. The branch has 3 loan officers. Average Volume (monthly) $1,187,312. Average Units (monthly) 14. NMLS ID. Loan Officers. 3. Branch Manager. UnknownHamlin B&T Co. Deposit Rates. Today's 12-month CD rates can be found at 2.02%, 6-month CD rates at 4.33% and 3-month CD rates at 4.06%. Current savings rates are at 0.50% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 7.38%. Credit Card rates are at 12.40%. The Trust Department at Hamlin Bank and Trust Company has nearly 160 years of experience administering estate and trusts. All services are administered locally and our team is always available to our customers in person, by phone and by email. We would appreciate the opportunity to serve you and build your trust. Our services include: Estate ... member fdic. the bank that takes care of its customers .

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